Fintech in the eyes of Marcel Klimo: Personal identity, embedded finance, & privacy

Personal identity: Bringing control and enjoyment to finance No two humans are the same, and FinTechs are beginning to reflect this through revolutionary offerings. One of our clients, Hong Kong-based Mox, gives its customers personalized insights on their spending. Another client from Europe, Doconomy, is literally changing the world by empowering the climate-conscious to understand … Read more

New opportunities for the underbanked have arrived!

Full transcript of the episode is available here. Do you remember what transactions were like before internet banking? They were expensive, took multiple days to transfer, and had to be done directly from bank branches. But for some communities in 2021, this is still the norm. Internet banking isn’t available in countries like Nigeria. In addition, … Read more

Open banking: A ripe opportunity

Full transcript of the episode is available here. “For many years, banks told us how to deal with them. They said, ‘if you’re going to deal with our bank, you’re going to go to our brunch. You’re going to ring our telephone number. You’re going to use our digital channel and you’re gonna use our paperwork.’ … Read more

Embedded finance: a win-win for both customers and banks

Full transcript of the episode is available here. Fintech has a new target in its sights: routine business admin. Many businesses continue to spend significant amounts of time on recurring tasks that, until now, have required interactions with financial institutions. We sat down with Nick Keller, CEO of tomato pay, and Kevin Stefton, co-founder of … Read more

DeFi, NFTs and the current state of blockchain — our 3rd episode with David Stancel

Full transcript of this episode is available here. The third episode of our crypto series with David Stancel, our cryptocurrency expert and CTO at Fumbi, is here! The first episode focused on basic crypto terms & explanation of how it works; the second episode was about Ethereum and smart contracts. The third episode – as always, … Read more

Why smart contracts aren’t so smart

Full transcript of this episode is available here. After a basic introduction to the crypto world and an explanation of its most-used terms, we are here again for a second crypto episode! David Stancel, our cryptocurrency expert here at Vacuumlabs, and CTO at Fumbi, returned to join Banking on Air host Helene Panzarino. This time, they … Read more

EMURGO’s and Vacuumlabs’ success in delivering Yoroi crypto wallet

Full transcript of this episode is available here. From a passion project to a secure crypto wallet with 170k+ downloads! When Vacuumlabs developers created a web version of a crypto wallet for the Ada cryptocurrency — the currency associated to Cardano — in their free time, they had no idea about the success it would bring. After … Read more

How dragons transform into unicorns

Full transcript of this episode is available here. A seamless challenger bank experience, with the long-standing loyalty and brand awareness of an incumbent? It sounds too good to be true. It normally is.  If dragons could create successful unicorns, the rewards would be immense. Imagine the scalability, efficiency and agility of a challenger if they held … Read more